RBS Credit Cards - credit cards, bank, ScotlandLabels: credit cards, bank, ScotlandReviewer: Andrew Date: 21/7/2006 Rating: 3/5 What's the bank fashion? Simple - to have a spanking cool credit card. The Royal Bank of Scotland gives us, that's the humble you and I, the chance to do that. We reach the heights of bank fashion through the slick marketing... oh, and wait, not bad APR too. What's APR? Dunno. It's just one of those terms which seem to be fashionable in the fine print of credit card deals. My experience with the Royal Bank of Fashion, sorry, Scotland's credit cards has been good so far. I've been the ideal customer so far too (again, that's hardly the fashion) as I've paid off the each bill, in full, as they come in. My reward? My credit limit slowly climbs towards the sky. This is not just how the Royal Bank of Scotland operates but how all the banks operate. This is how the good bank and credit card dealers operate anyway. Find the good customers and then give them enough rope to get tangled up in. Not enough rope to hang themselves, banks want these customers to eventually pay back what they owe, but they do want their interest charges to take old. Fashion followers flirt with these interest rates whereas stalwart payers-of-bills like myself play a little safer. All in all, I would recommend a credit card from the Royal Bank of Scotland to anyone with a spot of willpower. These are neither the most prestigious cards nor the best deals - but they're good enough - and the working class can at least qualify. |